If you would like to be contacted directly about your home equity loan needs, please click on the link and complete the short information form. Contact Us About Home Equity Loans

Applicant

*Required fields. Your application cannot be processed without this information.


Please use this format $1,000 as an example

Loan Type

Loans under the minimum stated loan amount may be done by exception: contact your local DNB Branch at 484-691-DNB1(3621).

Interest Only Lines offer lower monthly payments with a principal balloon payment due at maturity.

For Rates and Product Descriptions, click here

Property Being Used As Collateral
Your Name & Address Information
Contact Information
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Identification Information
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Employment Information

Please be prepared to provide verification of income.

Alimony, child support, or separate maintenance income need not be revealed if the Borrower or Co-Borrower does not choose to have it considered for repaying the loan/line.

Employment History
Questions

Are there any outstanding judgements against you?

Have you been declared bankrupt within the past 10 years?

Have you been declared bankrupt within the past 7 years?

Have you had property foreclosed upon or given title or deed in lieu thereof in the last 7 years?

Are you party to a lawsuit?

Have you directly or indirectly been obligated on any loan which resulted in foreclosure, transfer of title in lieu of foreclosure, or judgement?

Are you presently delinquent or in default on any federal debt or any other loan, mortgage, financial obligation, bond, or loan guarantee?

Are you obligated to pay alimony, child support, or separate maintenance?

Is any part of the down payment borrowed?

Are you a co-maker or endorser on a note?

Are you a U.S. Citizen?

Are you a permanent resident alien?

Do you intend to occupy the property as your primary residence?

Have you had an ownership interest in the last three years?

Notice Of Intent To Apply Jointly

Please indicate what type of application you are applying for

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Disclosures

{If joint application, read singular pronouns in the plural.} I warrant the truth of the information contained in this application and that all statements made in this application are made for the purpose of obtaining the loan applied for. I warrant that the financial obligations I disclosed in this application and in support of this application are complete and that I have no other outstanding financial obligations of any kind, including any guarantor or cosigner liability. Lender, its agents, successors, and assigns, will rely on the information contained in this application, and I have a continuing obligation to amend and supplement the information provided in this application if any of the material facts I represented should change before closing. If I have left any spaces in this application blank, Lender, its agents, successors, and assigns, may assume the information requested is adverse. I authorize Lender, its agents, successors, assigns, and employees, to investigate and verify all information I have provided to Lender, its agents, successors, and assigns. I understand that it is my sole responsibility to determine the tax effects of the loan and acknowledge that Lender, its agents, successors, and assigns, have not provided any tax advice to me. Lender, its agents, successors, and assigns can give information about my loan to credit reporting agencies and others who may properly receive that information. If the Lender approves this application and Lender, its agents, successors, and assigns, are required to report the amount of interest paid on the loan to the Internal Revenue Service. I understand that Lender, its agents, successors ,and assigns, will report using the Social Security Number (tax identification number) shown above. I understand that if the Social Security Number is incorrect, that I may be subject to Internal Revenue Service penalties. I understand Lender, its agents, successors, and assigns, will keep this application whether or not my credit request is approved.

PLEASE READ AND CHECK BOX
USA Patriot Act Requires Identity Verification For All New Accounts

Important Information About Procedures For Opening a New Account to help the government fight the funding of tcrrorism and money laundering activities, federal 1aw requires all financial institutions to obtain, verify, and record information that identifies eaeh person or legal entity who opens an account.

Your Cooperation is needed when you open a new account or request a loan. You may be asked more questions to establish and confirm your identity. It may also be required for you to provide one or more forms of identification.

Government Monitoring System Information

Please complete this section ONLY IF:

  • You are applying for a Home Equity Fixed Rate Loan for the purpose of purchasing, refinancing or improving a 1-4 family dwelling:
    -OR-
  • You are applying for a Home Equity Line of Credit (HELOC) for the purpose of purchasing or refinancing a Primary Residence.

Government Monitoring Information is requested by the federal government for certain types of loans related to a dwelling in order to monitor the lender's compliance with equal credit opportunity, fair housing, and home mortgage disclosure laws. You are not required to furnish this information, but are encouraged to do so. You may select one or more designations for 'race.' The law provides that a lender may not discriminate on the basis of this information, or on whether you choose to furnish it. However, if you choose not to furnish the information and you have made this application in person, under federal regulations the lender is required to note ethnicity, race and sex on the basis of visual observation or surname. If you do not wish to furnish the information, please check below.

I'll Answer Government Monitoring System Information Questions

Do not complete MARITAL STATUS information if credit is applied for is individual unsecured credit unless Applicant resides in a community property state.

Your application is submitted when we provide you with a confirmation number after you click on the "Submit" button. Please print and keep this number for your records.